Why Boosting Your Credit Score Beats Padding Your Resume When Interviewing For A Job

Continued...

Change The Way You Pay Off Debt

How you repay outstanding debt is just as important as paying it off in the first place. You might have a well-meaning plan of paying off your highest balance or your highest interest debt first. While the plan is a good one, it won't help you boost your credit score; that all important three digit number that lenders, car insurance companies and even employers use to rate you and your "potential" as a qualified candidate.

The fastest way to improve your credit score and pay off your debt is to look at how much you've spent compared to how much you've been given to spend. Here's how it works. You have a credit limit of $1,500 and you owe $1,380 you’ve used 92% of your available credit.

That looks awfully high and "risky" to someone who is looking at your ability to be responsible.
So here's a rule to follow, try to stay around or below 30 percent of your credit limit. In the case of a $1,500 limit that would be a $450 balance.

While $450 might seem very low, almost defeating the purpose of having a credit card in the first place; if you use that rule for all of your cards you'll have all the charging power you need.

Plus since part of your credit score is calculated by the amount of spending room you have between what you've charged and what you owe it looks better to have several small balances on a few cards rather than a whopping debt load on just one.

Making this slight change in the way you pay your bills could bring your credit score to a level that would not only get you noticed but it could also get you hired.

Write a Winning Resume

Another way to grab attention and get the job you deserve is by having a winning resume. According to HR professionals, nearly 95% of resumes in circulation (either on paper or online) are bad.

Of course you want to be sure you’re in the top 5 percent. It's no doubt that the competition is tough out there so you want every advantage you can get; but for the record; adding, shall we say, "enhancements" to your resume isn't the way you want to be represented or remembered (when they find out, and they will) when applying for a job.

Here's a way to boost your chances of getting an interview (and the job) without padding your resume. But before I share it with you, understand that it's a 100% departure from anything that you were ever told about job hunting and interviewing in school.

Ready?

Ok, here it is. Your number one priority as a job seeker is to market, advertise, and "sell" yourself as the employee of choice to companies and organizations. It's really that simple, but unfortunately 96% of all job seekers keep doing the same "job search thing" as everyone else, while hoping for different results!

In other words, they don't use their resumes to market their skills, advertise their strengths, and "sell" their ability to be a perfect match for the position. A resume isn't just an overview of your job history. It needs to be a powerful presentation tool that shows of your qualifications and allows you to stand out against dozens, sometimes hundreds, of candidates.

You already have a huge advantage over your competition because you know the importance of a good credit score in getting the job you deserve. And now you know it takes a resume that markets your shills, advertises your strengths and sells your abilities to get the interview and land the job.

This article may be distributed freely on your website, as long as this entire article, including links and this resource box are unchanged. More Details.