Why Boosting Your Credit Score Beats Padding Your Resume When Interviewing For A Job

Mon, 21 Aug 2006 15:04:13 GMT

Credit scores are used by several groups to determine your financial patterns, habits and in some cases even your character. They're also used to predict the likelihood of your repeating these patterns in the future, for better or for worse. In general credit scores range from 300 (low) to 850 (very high) and everywhere in between. There is still some mystery about how a score is calculated and what factors are involved; but here is very basic overview. Make a few late payments your grade...

The Top Two Ways To Increase Your Chances of Landing A Job By 70 Percent That Most People Don't Know

Mon, 21 Aug 2006 14:50:28 GMT

Did you know that more than 70 percent of employers WILL evaluate your credit report when considering you as a candidate for a job? You didn't? Well, neither do the majority of job seekers. You've worked hard to get where you are in life, unfortunately no one ever told you that your credit report (and credit score) would mean more than your resume to your future boss. Believe it or not, one of the quickest ways to kill a career before it gets off the ground isn't being...

Three Student Money Mistakes to Avoid

Mon, 21 Aug 2006 13:00:52 GMT

The good, the bad and the truth (which isn't all ugly) about being a student is that there will be an overwhelming desire for most of you to want to live like a college graduate long before that day has come. As a college student I made quite a few money mistakes that cost me tons of money and loads of headaches. Keep reading to learn few things you should know about and avoid.

Answers to Top Student Money Questions - Part 2

Thu, 11 May 2006 13:24:59 GMT

Thanks for taking me up on my offer to help you answer your questions about money, credit, debt, romance and finance and landing (or keeping) a job.

For all of you who were courageous enough to ask your questions I applaud you and for those of you who still have questions that need answering I hope what follows will offer you some insight and direction.

Answers to Top Student Money Questions - Part 1

Thu, 11 May 2006 13:05:44 GMT

I have the pleasure of speaking to college students across the country about money, credit, debt, romance & finance, and landing/keeping a job; often I am asked questions on and off the stage that many of you probably wanted to ask but didn't; or at least wondered about a time or two. Over the next two issues I'll let you in on the most common questions I get about Money, Love and the Dream Job and how I've answered them. Who knows I might just have the answer to your...

The Consequences of Credit - Part 3

Sun, 11 Dec 2005 14:27:25 GMT

Understanding how to manage money, credit and debt is in my opinion one of the most important and lasting types of education you can get, and yet we're generally not taught these lessons in school, college, church or even at home. This leaves many of us to learn the hard way about what's needed to become "responsible" with money. Following are a few tips, tools and techniques that'll support you in saving more, spending less, paying off your debt and becoming financially savvy.

Would An Elected Official's Credit Score Affect Your Vote?

Thu, 20 Oct 2005 21:50:24 GMT

Bad credit can happen to good people. Often all it takes is a financial misstep here or medical emergency there and the average American could easily make a late payment, miss a payment, or fall behind all together on their bills. While there is usually a unique personal story, and often a very good reason, rarely are individual circumstances a factor when your credit score is calculated. Now more than ever it's important for individuals to know their credit scores; but apparently...

Chapter 7 vs. Chapter 13 - What The New Bankruptcy Laws Mean To You

Tue, 04 Oct 2005 23:11:41 GMT

Effective today, October 17, 2005, the way American's cancel their debt is forever changed. The debate over when and if one should file bankruptcy has long been a heated debate on both sides of the fence, regardless of where you stand; one thing's for sure the new bankruptcy laws will make it harder to file. In fact, the new laws won't allow some individuals, who normally would have been able to, to seek Chapter 7 protection resulting in a liquidation of their bills, and it will...

How To Talk To Your Tween About Money

Mon, 03 Oct 2005 10:53:28 GMT

Teaching financial literacy has been my passion and over the years I've had an opportunity to speak to parents who want to know how to talk to their children about money and want tips to help them become more independent before they go off into the real world. For many parents it seems like just yesterday that your child was on their way to kindergarten, but now that they're in middle school things seem to be happening way to fast. Tweens seem to go from having play dates to group...

The Problem With Using Plastic At The Pump

Fri, 30 Sep 2005 23:49:37 GMT

It's estimated that the average American has about a three percent "cushion" in their budget for things to go wrong; which sure doesn't leave much wiggle room for real emergencies like a busted transmission or extended time off from work. From the looks on peoples faces at the gas pumps and the quiet chatter I hear as we all wait our turn to pay a kings ransom for a paupers portion of gas; I know that the increase in gas prices over the last six months is causing serious...

Financial Literacy Articles from Sanyika Calloway Boyce