I was recently interviewed by the New Jersey Society of Certificated Public Accountants; it stuck me as odd at first that I would be invited to offer my financial opinion to an organization that accepts only trained and accredited individuals, of which I am not. Don't get me wrong, I've had plenty of financial training, from the school of Hard Knocks, so when I was asked what college students planning for a career in financial management should know about money, credit and debt I thought, "Why are you asking me?" After all, as accounting majors "Isn't that what they're going to college to learn?"

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